ODNB: overdraft_negative_balance

A core account has drawn on its overdraft account for the first time since the available core balance was positive. If the available core balance is already negative, and a transaction draws on the overdraft account, this event is not triggered; instead, the ODAA: overdraft_authorization event is triggered.

When the overdraft is paid off and the available core balance is zero or higher, this event will be triggered again the next time the core account draws on overdraft. For more information see Overdraft Workflows

  • Trigger — The core account is driven negative by an authorization for the first time after being positive.

  • Processes — These processes contain the event trigger:

    • Authorization request over a payment network's rails
Payload
string

Available overdraft balance. Legacy field: od_open_to_buy.

string

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

string

Identifier used to associate multiple accounts under the same customer. This identifier is supplied by the provider, not SoFi Tech Solutions.

string

Event category. Indicates the type of event.

string

Unique system-generated identifier for this message.

string

The four-letter code to identify this event.

string

SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Legacy field: pmt_ref_no.

string

The product ID of the account.

string

The program ID of the account.

string

The name of this event: `"overdraft_negative_balance"

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