ODAA: overdraft_authorization

An authorization caused a core account to draw on its overdraft account. The balance of the core account could have been positive or negative prior to this authorization. For more information see Overdraft Workflows.

  • Trigger — An authorization that uses overdraft funds is approved.

  • Processes — These processes contain the event trigger:

    • You or SoFi Tech Solutions approve an authorization request.
Payload
string

Available overdraft balance. Legacy field: od_open_to_buy.

string

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

string

Identifier used to associate multiple accounts under the same customer. This identifier is supplied by the provider, not SoFi Tech Solutions.

string

Event category. Indicates the type of event.

string

Unique system-generated identifier for this message.

string

The four-letter code to identify this event.

string

Amount drawn from the overdraft account.

string

Available overdraft balance minus pending fees.

string

SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Legacy field: pmt_ref_no.

string

The product ID of the account.

string

The program ID of the account.

string

The auth_id of the transaction that required overdraft funds.

string

The name of this event: "overdraft_authorization"

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