This table contains the valid values for load_type in the response from the Get Product Config endpoint when the request contained section: load_limits. These are also called load "otypes."
See Product Settings for additional context.
Note
Do not use these values for the
typerequest parameter for Create Payment; instead, use the values provided to you by SoFi Tech Solutions.
| Value | Description |
|---|---|
| varies* | Direct deposit (incoming ACH credit) |
| AO | Allpoint ATM cash load |
| C2 | Card-to-card (recipient) |
| DP | PayPal cash load |
| DV | Deposit verification |
| GT | Green Dot cash load |
| IQ | InComm Payments |
| LC | Discover load |
| MG | MoneyGram cash load |
| ML | Mastercard load |
| MX | Maestro load |
| RL | Retail load |
| SD | STAR load |
| SP | Western Union SwiftPay load |
| VL | Visa ReadyLink cash load§ |
| VD | Visa Plus ATM cash load |
| VH | Visa Direct higher-limit OCTs(BAIs: AA, BP, CD, CP, FD, GD, GP, LO, MD, OG, PD) |
| VT | Visa Direct OCTs (all other BAIs) |
| wi | Wire transfer (incoming credit) |
* The otype for incoming ACH credits is determined in cooperation with SoFi Tech Solutions and your sponsor bank.
§ Visa ReadyLink was sunset on July 19, 2025.