Get Overdraft Balance

Use the Get Overdraft Balance endpoint to retrieve overdraft-related information such as available overdraft limit, payback amount, and DDA balance including overdraft.

For accountNo you can use the PRN or PAN of the core account that is associated with the overdraft account or the PRN of the overdraft account.

Status codes

See Global Response Statuses for status codes that are common across endpoints.

The table below lists status codes that apply to this specific endpoint.

Status codeDescription
472-01Cardholder is not opted in to overdraft
Form Data
string
required

Web service username, as provided by SoFi Tech Solutions.
Pattern: Max 50 characters
Example: "AbC123-9999"

string
required

Web service password, as provided by SoFi Tech Solutions.
Pattern: Max 15 characters
Example: "4sb62fh6w4h7w34g"

int32
required

Your unique provider identifier from SoFi Tech Solutions.
Pattern: Max 10 digits
Example: 9999

string
required
1 to 60

Supply a globally unique ID to identify this endpoint request ("transaction"). Might be used for idempotency. A UUID is preferred.
Pattern: Maximum 60 characters
Example: "9845dk-39fdk3fj3-4483483478"

string
required
^$|^([0-9]{12}|[0-9]{16})$

The PRN or PAN of the account.
Pattern: PRN or PAN
Example: "074103447228"

Headers
string
enum
Defaults to json

Use this header instead of the standard accept header to specify the response format.

Allowed:
string
enum
Defaults to application/json

Generated from available response content types

Allowed:
Response

Language
URL
LoadingLoading…
Response
Click Try It! to start a request and see the response here! Or choose an example:
application/json
application/xml

© SoFi Technology Solutions, LLC 2026    Privacy Disclosure

All documentation, including but not limited to text, graphics, images, and any other content, are the exclusive property of SoFi Technology Solutions, LLC and are protected by copyright laws. These materials may not be reproduced, distributed, transmitted, displayed, or otherwise used without the prior written permission of SoFi Technology Solutions, LLC. Any unauthorized use or reproduction of these materials are expressly prohibited.