CLIM: credit_limit_change

webhook

credit_limit_change

The limit on a credit account changed.

Trigger — The credit limit changes.
Processes — These processes contain the event trigger:
- Set Credit Limit endpoint
- Automated processes
- Customer Service Tool

Payload

amount

string

The change_type indicates what this value represents.

change_ts

string

Time at which the credit limit was changed. YYYY-MM-DD hh:mm:ss

change_type

string

Type of change:

S — Limit was set to amount
I — Limit was increased by amount
D — Limit was decreased by amount

cred_lim_hist_id

string

Identifier for this credit limit change.

event_ts

string

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

external_customer_id

string

Identifier used to associate multiple accounts under the same customer. This identifier is supplied by the provider, not SoFi Tech Solutions.

method

string

Event category. Indicates the type of event.

msg_event_id

string

Unique system-generated identifier for this message.

msg_id

string

The four-letter code to identify this event.

prn

string

SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Legacy field: pmt_ref_no.

prod_id

string

The product ID of the account.

prog_id

string

The program ID of the account.

reason_code

string

Reason for changing the limit:

0 — Manual update, data fix
1 — Direct deposit threshold met
2 — Direct deposit threshold failed
3 — Secured balance updated
4 — Overdraft limit changed

type

string

The name of this event: "credit_limit_change"