BPAN: denied_auth_bad_pan

Amount of the transaction. Unsigned.

System-generated ID for the authorization request. This ID is unique only per subnetwork.

Authorization identification response, a numeric code that SoFi Tech Solutions returns to a merchant to verify that the transaction was authorized. DE038.

The code returned to the merchant to indicate whether the authorization request was approved or denied as well as the reason for the denial. DE039. See Authorization Response Codes for valid values. Legacy field: response_code.

Based on DE003, processing code. Type of authorization request. See Authorization types for possible values.

For debit accounts, the available_balance plus available overdraft.

For credit accounts, the available credit limit to spend.

Amount to be billed in the currency of the cardholder account (DE006). Legacy field: billing_amt.

System-generated card ID, which has a 1:1 relationship with the PAN. Legacy field: card_id.

Raw contents of DE003, processing code. See DE003 Codes for possible values.

Raw contents of DE022, POS entry mode. See DE022 Codes for possible values.

BAUT only, Mastercard only. Directory server transaction ID. A UUID that the merchant passes in the authorization request to link 3DS authentication and authorization data. Mastercard DE048SE66SF2.

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

User-supplied identifier to link to an external system.

Amount of the transaction in the currency at the point of sale (DE004). No fees or upcharges included. Legacy fields: local_amount, local_amt.

Currency code for local_currency_amount (DE049). Legacy fields: local_curr_code, local_currency.

Merchant category code (DE018).

Concatenation of merchant_name and merchant_location.

Merchant city and state (from remaining part of ISO DE043). Legacy field: merch_loc.

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Legacy field: merch_name.

Merchant number (DE042). Legacy field: merch_num.

The postal code for the merchant.

Event category. Indicates the type of event.

Unique system-generated identifier for this message.

The four-letter code to identify this event.

See Events Network Codes for possible values.

The auth_id of the previous authorization in a sequence. For completion, this is the auth_id of the preauthorization. For a reversal, this is the auth_id of the transaction that is being reversed. For an incremental sequence, this is the auth_id of the previous authorization in the sequence.

The product ID of the account.

The program ID of the account.

Pipe-delimited list of factors that were calculated for response_code.

Risk score provided by the network. Higher numbers mean higher risk.

DENY-type rules as calculated by the SoFi Tech Solutions integrated fraud-detection processes. Legacy field: rules_denied.

Settlement amount in the settlement currency.

Internal source record ID for this event.

Mastercard only. Transaction link identifier. An identifier that Mastercard generates for every original transaction. DE105SF1.

The name of this event: "denied_auth_bad_pan"

Contents of Field 62.2: Transaction Identifier (bitmap format). This Visa-generated transaction ID is unique for each original authorization and financial request.