DAUT: denied_auth

Unique system-generated identifier for an ACH transaction. For BADJ and BPMT, this field may contain the auth_id of a card-load transaction.

See Activity Type for possible values.

Amount of the transaction. Unsigned.

Indicates whether the value in amount is positive or negative: hyphen (-) for negative or plus sign (+) for positive. Legacy field: sign_amount.

AAAU only. Amount of the transaction in cents. The amount is signed: - to debit the account and + to credit the account.

Acquirer Reference Number (ARN) from the linked adjustment record.

System-generated ID for the authorization request. This ID is unique only per subnetwork.

Authorization identification response, a numeric code that SoFi Tech Solutions returns to a merchant to verify that the transaction was authorized. DE038.

The code returned to the merchant to indicate whether the authorization request was approved or denied as well as the reason for the denial. DE039. See Authorization Response Codes for valid values. Legacy field: response_code.

Based on DE003, processing code. Type of authorization request. See Authorization types for possible values.

Additional transaction JSON data associated with the authorization record.

For debit accounts, the available_balance plus available overdraft.

For credit accounts, the available credit limit to spend.

Amount available to spend at the time of the event. Legacy field: balance.

Timestamp when available_balance was captured. Format: YYYY-MM-DD hh:mm:ss.ssssss

The balance ID, also called the galileo_account_number. Legacy field: account_id.

Amount to be billed in the currency of the cardholder account (DE006). Legacy field: billing_amt.

Currency code for billing_amount (DE051).

An interim auth_id that is present only when a transaction is being cleared incrementally. See Incremental clearing in the Card Transaction Examples guide for details.

System-generated card ID, which has a 1:1 relationship with the PAN. Legacy field: card_id.

AAAU only. Y if the physical card was not present at the transaction (card-not-present); N otherwise.

Amount of the transaction that is cashback instead of purchase. This amount is included in amount.

Corporate Hierarchy group identifier.

ID for the customer record.

For credit accounts, the total amount of unpaid purchases and advances.

Whether a PIN was input at the point of sale: Y (no PIN was input) or N (a PIN was input) or None (not a card transaction, or not processed as a card transaction).

ISO 4217 numeric currency code for amount (the cardholder account currency). Legacy fields: cur_code, currency.

Identifier for the currency conversion rate that was applied to this transaction when it is not domestic relative to the card account.

Raw contents of DE003, processing code. See DE003 Codes for possible values.

Raw contents of DE022, POS entry mode. See DE022 Codes for possible values.

Human-readable description of the transaction or event type.

Whether this is a domestic transaction. Y is domestic; N is international.

BAUT only, Mastercard only. Directory server transaction ID. A UUID that the merchant passes in the authorization request to link 3DS authentication and authorization data. Mastercard DE048SE66SF2.

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

User-supplied identifier to link to an external system.

Program transaction fee.

The financial bank card product or branding of the card. DE063SE1. Valid values: CI (Cirrus), MC (Mastercard credit), MD (Debit Mastercard), MS (Maestro), PL (Visa Plus), PV (Private Label), VI (Visa).

Past available balance of the linked funding account before this transaction.

The PRN of the RTF or Corporate Credit funding account that is associated with this spending account. Legacy field: fund_pmt_ref_no.

Amount of the transaction in the currency at the point of sale (DE004). No fees or upcharges included. Legacy fields: local_amount, local_amt.

Currency code for local_currency_amount (DE049). Legacy fields: local_curr_code, local_currency.

The surcharge amount (DE028) added by the merchant or ATM operator. This amount is included in amount.

Contents of DE112 SE7. See MSI Installments data to interpret the code.

Contents of DE048 SE95. See MSI Installments data to interpret the code.

Merchant category code (DE018).

Concatenation of merchant_name and merchant_location.

Mastercard credit only. The 3-letter code of the country where the merchant is officially located (ISO 3166-1).

Merchant city and state (from remaining part of ISO DE043). Legacy field: merch_loc.

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number. Legacy field: merch_name.

Merchant number (DE042). Legacy field: merch_num.

The postal code for the merchant.

Event category. Indicates the type of event.

Unique system-generated identifier for this message.

The four-letter code to identify this event.

Message type flag from the source auth record indicating the type of card network message.

BAUT only. ISO 8583 message-type indicator. 4 digits.

See Events Network Codes for possible values.

The auth_id of the previous authorization in a sequence. For completion, this is the auth_id of the preauthorization. For a reversal, this is the auth_id of the transaction that is being reversed. For an incremental sequence, this is the auth_id of the previous authorization in the sequence.

The auth_id of the first authorization in an incremental sequence.

See Transaction Types for possible values.

SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Legacy field: pmt_ref_no.

Processing code, derived from positions 1-2 of DE003. The type of transaction being processed.

The product ID of the account.

The program ID of the account.

Pipe-delimited list of factors that were calculated for response_code.

Risk score provided by the network. Higher numbers mean higher risk.

Retrieval reference number (DE037), assigned by the acquirer.

DENY-type rules as calculated by the SoFi Tech Solutions integrated fraud-detection processes. Legacy field: rules_denied.

Amount of the settlement in the settlement currency.

ISO 4217 numeric currency code for the settlement amount. Legacy field: settle_currency.

BAUT only. System trace audit number, a unique identifier assigned to each transaction by the originator of the message. DE011.

Terminal identifier (DE041) for the point-of-sale device.

Mastercard only. Transaction link identifier. An identifier that Mastercard generates for every original transaction. DE105SF1.

Unique identifier for the token, provided by the card network. Called "Token Unique Reference" (TUR) by Mastercard and "Token Reference ID" by Visa.

Identifier for "token_requester".

Name of token requester.

Date of the authorization transaction. Format: MM/DD/YYYY.

The name of this event: "denied_auth"

Populated according to your use case and needs by arrangement with SoFi Tech Solutions.

Contents of Field 62.2: Transaction Identifier (bitmap format). This Visa-generated transaction ID is unique for each original authorization and financial request.