An authorization caused a core account to draw on its overdraft account. The balance of the core account could have been positive or negative prior to this authorization. For more information see Overdraft Workflows.

Code — ODAA
Event trigger — An authorization that uses overdraft funds is approved.
Process — This process contains the event trigger:
- You or SoFi Tech Solutions approve an authorization request.

Fields

All fields are strings. Your field names may vary. Default fields are included in the default webhook template. See Default and optional fields for more information.

Field	Default	Description
balance_id	X	The balance ID, also called the `galileo_account_number`. Example: `"20211"`
ch_group_id		Corporate Hierarchy group identifier. Example: `"2544"`
extcustid		Identifier used to associate multiple accounts under the same customer. This identifier is supplied by the provider, not SoFi Tech Solutions. Example: `"acv#-@45!sbsxm%-"`
msg_event_id		Unique system-generated identifier for this message. Example: `"243693"`
msg_id		The four-letter code to identify this event. Example: `"ODAA"`
od_f_open_to_buy		Available overdraft balance minus pending fees. Example: `"120.00"`
od_open_to_buy	X	Available overdraft balance. Example: `"340.00"`
overdraft_needed		The amount needed from overdraft to cover the authorization amount. Example: `"26.00"`.
pmt_ref_no	X	SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Example: `"999101003022"`
prod_id	X	The product ID of the account. Example: `"1701"`
prog_id	X	The program ID of the account. Example: `"305"`
source_id		The `auth_id` of the transaction that required overdraft funds. Example: `"392047"`
timestamp	X	Timestamp for when this event was created, in system time. Format: `YYYY-MM-DD hh:mm:ss MST` Example: `"2025-01-31 17:20:33 MST"`
type	X	The name of this event: `"overdraft_authorization"`

Example

# overdraft_authorization example:
{
  "balance_id": "20211",
  "extcustid": "acv#-@45!sbsxm%-",
  "msg_event_id": "243693",
  "msg_id": "ODAA",
  "od_f_open_to_buy": "120.00",
  "od_open_to_buy": "340.00",
  "overdraft_needed": "26.00",
  "pmt_ref_no": "999101003022",
  "prod_id": "1701",
  "prog_id": "305",
  "source_id": "392047",
  "timestamp": "2025-01-31 17:20:33 MST",
  "type": "overdraft_authorization"
}