ACRT: ach_return

webhook

ach_return

An outgoing ACH request was rejected and returned. The available balance may have changed, depending on whether funds had already been moved into or out of the customer account. You can receive this event only if NTSAA is set to Y.

This event is triggered any time an outgoing ACH transaction is returned. When internal processes detect that a returned transaction is a credit (moving funds into the customer account), the FACH: ach_credit_return event is also triggered.

Trigger — Galileo finds the returned transaction in the Nacha file.
Processes — These processes contain the event trigger:
- SoFi Tech Solutions receives a Nacha file.

Payload

ach_acct_id

string

Customer ACH account number.

ach_proc_id

string

Identifier in the ACH returns table.

ach_trans_id

string

Unique system-generated identifier for an ACH transaction. For BADJ and BPMT, this field may contain the auth_id of a card-load transaction.

act_type

string

See Activity Type for possible values.

amount

string

Amount of the transaction. Unsigned.

auth_id

string

System-generated ID for the authorization request. This ID is unique only per subnetwork.

balance_id

string

The balance ID, also called the galileo_account_number. Legacy field: account_id.

ch_group_id

string

Corporate Hierarchy group identifier.

currency_code

string

ISO 4217 numeric currency code for amount (the cardholder account currency). Legacy fields: cur_code, currency.

deb_cred_ind

string

Debit or credit indicator for the transaction.

description

string

Human-readable description of the transaction or event type.

esource

string

event_ts

string

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

external_account_id

string

User-supplied identifier to link to an external system.

method

string

Event category. Indicates the type of event.

msg_event_id

string

Unique system-generated identifier for this message.

msg_id

string

The four-letter code to identify this event.

otype

string

See Transaction Types for possible values.

prn

string

SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Legacy field: pmt_ref_no.

prod_id

string

The product ID of the account.

prog_id

string

The program ID of the account.

receiver_name

string

Name on the ACH or Real-Time Payment (RTP) recipient account.

reject_code

string

Reject codes.

return_code

string

ACH or network return code. See ACH Return Codes for possible values.

type

string

The name of this event: "ach_return"

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