AABI/BBAL/BMON: bal

A cardholder performed an ATM balance inquiry, or an account balance is being reported for the day or month. Event code AABI is for the ATM balance inquiry, BBAL is for the daily balance report, and BMON is for the monthly balance report.

The Galileo process that reports daily balances runs every morning from 03:00–04:00 MST. When PDBAL is set, BBAL is sent only after the first deposit has been made to the account. Also see BNEG: neg_bal, which you can enable to notify about negative balances only, leaving BBAL for positive and zero balances.

  • Trigger — One of these things happens:

    • AABI — You or Galileo approve an ATM balance inquiry.
    • BBAL — The account has a positive balance today (if MPNEG is set) or the daily balance is being reported.
    • BMON — The monthly balance is being reported.
  • Processes — These processes contain the event trigger:

    • AABI — Incoming ATM balance inquiry
    • BBAL — Internal process that reports daily balances
    • BMON — Internal process that reports monthly balances
Payload
string

Additional transaction JSON data associated with the authorization record.

string

Amount available to spend at the time of the event. Legacy field: balance.

string

The balance ID, also called the galileo_account_number. Legacy field: account_id.

string

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

string

Identifier used to associate multiple accounts under the same customer. This identifier is supplied by the provider, not SoFi Tech Solutions.

string

Event category. Indicates the type of event.

string

Unique system-generated identifier for this message.

string

The four-letter code to identify this event.

string

SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Legacy field: pmt_ref_no.

string

The product ID of the account.

string

The program ID of the account.

string

The name of this event: "bal"

LoadingLoading…

© SoFi Technology Solutions, LLC 2026    Privacy Disclosure

All documentation, including but not limited to text, graphics, images, and any other content, are the exclusive property of SoFi Technology Solutions, LLC and are protected by copyright laws. These materials may not be reproduced, distributed, transmitted, displayed, or otherwise used without the prior written permission of SoFi Technology Solutions, LLC. Any unauthorized use or reproduction of these materials are expressly prohibited.