ODOT: overdraft_opt_out

webhook

overdraft_opt_out

A core account lost overdraft functionality.

Trigger — Account feature 17 for the core account changes to E or I.
Processes — These processes contain the event trigger:
- Set Account Feature endpoint
- Automated process that deactivates overdraft accounts after the number of days in ODPDN have passed without outstanding overdraft balance being paid off.
- Customer Service Tool

Payload

available_overdraft_balance

string

Available overdraft balance.

event_ts

string

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

external_customer_id

string

Identifier used to associate multiple accounts under the same customer. This identifier is supplied by the provider, not SoFi Tech Solutions.

method

string

Event category. Indicates the type of event.

msg_event_id

string

Unique system-generated identifier for this message.

msg_id

string

The four-letter code to identify this event.

prn

string

SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Legacy field: pmt_ref_no.

prod_id

string

The product ID of the account.

prog_id

string

The program ID of the account.

type

string

The name of this event: "overdraft_opt_out"