STPN: auth_stip_notification

The amount of the authorization request. Includes fees and upcharges. DE004 times the conversion rate in DE009. The amount is signed: - to debit the account and + to credit the account.

System-generated ID for the authorization request. This ID is unique only per subnetwork.

See Authorization Response Codes for possible values.

Based on DE003, processing code. Type of authorization request. See Authorization types for possible values.

For debit accounts, the open_to_buy plus available overdraft.

For credit accounts, the available credit limit to spend.

The available balance to spend.

Timestamp when available_balance was captured. Format: YYYY-MM-DD hh:mm:ss.ssssss

The balance ID, also called the galileo_account_number. Legacy field: account_id.

Amount to be billed in the currency of the cardholder account (DE006).

System-generated card ID, which has a 1:1 relationship with the PAN. Legacy field: card_id.

For credit accounts, the total amount of unpaid purchases and advances.

ISO 4217 numeric currency code for amount (the cardholder account currency). Legacy fields: cur_code, currency.

Whether this is a domestic transaction. Y is domestic; N is international.

BAUT only, Mastercard only. Directory server transaction ID. A UUID that the merchant passes in the authorization request to link 3DS authentication and authorization data. Mastercard DE048SE66SF2.

Timestamp when the message was ingested by SoFi Tech Solutions (Mountain Standard Time). Format: "YYYY-MM-DD hh:mm:ss MST". Legacy fields: timestamp, tran_timestamp.

The PRN of the RTF or Corporate Credit funding account that is associated with this spending account. Legacy field: fund_pmt_ref_no.

Whether the STIP advice is a denial.

Amount of the transaction in the currency at the point of sale (DE004). No fees or upcharges included. Legacy fields: local_amount, local_amt.

Currency code for local_currency_amount (DE049). Legacy fields: local_curr_code, local_currency.

The surcharge amount (DE028) added by the merchant or ATM operator. This amount is included in amount.

Merchant category code (DE018).

Merchant city and state (from remaining part of ISO DE043). Legacy field: merch_loc.

Merchant name (first 22 characters of DE043). Should not be used for matching; instead, use merchant_number.

Merchant number (DE042). Legacy field: merch_num.

Event category. Indicates the type of event.

Unique SoFi Tech Solutions-generated identifier for this message.

The four-letter code to identify this event.

BAUT only. ISO 8583 message-type indicator. 4 digits.

See Events Network Codes for possible values.

The auth_id of the previous authorization in a sequence. For completion, this is the auth_id of the preauthorization. For a reversal, this is the auth_id of the transaction that is being reversed. For an incremental sequence, this is the auth_id of the previous authorization in the sequence.

The auth_id of the first authorization in an incremental sequence.

SoFi Tech Solutions 12-digit payment reference number (PRN) for the account. Legacy field: pmt_ref_no.

The product ID of the account.

The program ID of the account.

Comma-delimited list of DENY, WARN or FREEZE rules from SoFi Tech Solutions's dynamic fraud engine.

Internal source record ID for this event.

More information about the STIP transaction. See STIP Additional Detail for valid values.

The Authorization Response Code that was returned to the merchant by the STIP process.

Advice reason code from the network. See Advice Reason Codes for valid values.

Mastercard only. Transaction link identifier. An identifier that Mastercard generates for every original transaction. DE105SF1.

The name of this event: "auth_stip_notification"

Contents of Field 62.2: Transaction Identifier (bitmap format). This Visa-generated transaction ID is unique for each original authorization and financial request.