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August 2026

22 days ago

In August 2026 we updated a field to be required, added an endpoint, revised most RDFs, added reopened-case info and added TTI information. Click August 2026 to see the details.

Create ACH Transaction endpoint mandatory field

In the Create ACH Transaction endpoint, the companyEntryDesc field is now a required field.

New autopay endpoint

We added a new endpoint, Get AutoPay Plan, to the Program API.

RDF revisions

Similar to the revisions we performed on the Base RDFs in August 2025, our migration of the Service and Product RDF databases has resulted in a few changes to the details of the RDFs. Types of changes include:

  • Standardized columns for all clients
  • Currency amounts are now rendered as 15.0 instead of 15.00.
  • RDFs contain all of your data; SoFi Tech Solutions doesn't offer separate RDFs per prog_id or prod_id

The revised RDFs are listed below. In some cases, the RDF had been available to a few clients but it was not documented on this site. Click the RDF to go to the entry, where the individual changes are displayed.

Service RDFs

Product RDFs

  • ACH
    • ACH Returns — Data on ACH transactions that were returned on the previous day.
    • Early ACH — Data for incoming ACH credit transactions that were posted early, along with the number of days they were posted early.
    • Incoming ACH — Data on all incoming ACH transactions for the prior day, including both ACH debits and ACH credits.
    • Incoming ACH Manual Review — Data on all incoming ACH transactions available in the manual review queue.
    • Outgoing ACH — Data on all outgoing ACH credits for the prior day.
  • B2B Customer Master Supplemental — Showing which RTF or Corporate Credit funding accounts are linked to which spending accounts.
  • Bad PAN Authorizations — Authorization requests from card numbers with your BIN, but the PAN does not exist in the system.
  • Credit — No change. Data on credit accounts (primary and authorized users)
  • Direct Deposit Switch — Data on direct deposits set up using the switch.
  • Fleet Data — No change. Data on all transaction activity of fleet-card profiles along with additional level 2 and 3 data.
  • Fraud Rule Detail — Data on transactions that triggered fraud rules.
  • Frequent Disputer — Dispute-related data on individual accounts, including statistics on dispute frequency and funds lost and won.
  • Interest Savings Supplemental (ISS) — No change. Data on savings account interest accrual, interest year-to-date, and annual percentage yield earned for a savings account
  • MSI Installments — Data on MSI installments, a Mexico product.
  • Overdraft Details — Information related to overdraft accounts and transactions.
  • Payment Method Switch — No change. Data on payment method switch transactions.
  • Secondary Accounts RDF — Newly documented. All accounts not included in the Customer Master RDF.

Events for reopened dispute cases

Some of the dispute-related events are triggered after a case is reopened, but only under certain circumstances. We've added that information to these event pages:

Transaction-type indicator defined

We added information about Mastercard transaction-type indicators (TTIs) to the Auth API Field Detail guide.

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